Tax planning & accounting built for health professional corporations.
Whether you are a physician, dentist, physiotherapist, optometrist, chiropractor, or allied health practitioner, your professional corporation introduces significant tax complexity — and significant opportunity. We specialize in PC structures, associate agreements, and income strategies that maximize your after-tax income.
What makes Health Professionals accounting different.
Your industry has specific CRA rules, deduction strategies, and compliance obligations that general accountants often miss. Here is where we focus.
PC Legislation & Structure
Provincial rules govern who can own shares in your PC and how income is distributed — rules that require specialized knowledge.
TOSI & Income Splitting
Tax on Split Income rules restrict income splitting. Navigating them correctly requires careful planning of your shareholder structure.
Associate Agreement Structuring
Associate income paid to PCs must be structured correctly to avoid CRA reclassification as employment income.
Holding Company Integration
Many health professionals use a holding company alongside their PC to accumulate retained earnings tax-efficiently.
Passive Income & SBD
Passive investment income inside your corporation can reduce access to the Small Business Deduction. We plan around this threshold.
Practice Transitions
Buying or selling a practice? We provide tax planning for acquisitions, goodwill treatment, and retirement transition.
A CPA who speaks your language.
We bring industry-specific knowledge to every engagement — no learning curve, no missed deductions.
PC Setup & Structure Review
We review or establish your PC, ensuring it is compliant with provincial legislation and optimized for tax efficiency from day one.
Salary vs. Dividend Optimization
We model the optimal mix of salary and dividends annually, factoring in CPP, RRSP room, personal tax brackets, and retained earnings strategy.
TOSI & Family Income Planning
We identify legitimate income-splitting opportunities within TOSI rules, maximizing after-tax household income.
Retained Earnings & Passive Income
We work with you and your financial advisor to structure passive investments inside the corporation efficiently, protecting your SBD.
Your annual corporate package.
Fixed fee, agreed upfront. No billable hours, no surprises.
Annual Package — Health Professionals
Corporate Tax, Compliance & Tax Planning
Questions from health professionals clients.
Get accounting built around your industry.
Book a free 15-minute call. No obligations, no jargon.